Archive for category Budgeting
Money Saving Tips #28
Today’s great money saving tip is….
Small Expenses
Did you know that the average cup of coffee to go
could easily cost you twenty times what it would cost
you to make it at home?
It is often the small daily expenses that add up and can really
surprise you. For instance, how much do you spend on the
morning or coffee you buy? Is it $2.50 or more? Let’s say you buy
one $2.50 coffee a day, that is $12.50 a week (5 days) and totals
50. 00 a month. That equals $600 a year spent on coffee.
What could you do with that extra money if you saved it, simple by
making your coffee at home?
What other “little pleasures” in your life are eating into
your pocketbook? Everyone has their own
expenditures that coul easily be cut back on or even
eliminated. Start doing the math and you can see where you can keep your
current lifestyle, cut back and save quite a bit of money.
Make sure to look for your next tip soon.
Money Saving Tips #27
Today’s great money saving tip is….
Groceries:
Just like when you are at the department store when
you’re in the grocery store, look for the clearance rack
and sales on items that you really need.
Buy store brands or in bulk whenever you can. The old way of
thinking about store brands has changed as store brands have
become in most instances every bit as good as name brand items
and can save you extra money at check out.
Be sure to make a list before you enter the store and stick with it
rather than buying entirely on impulse. If you don’t need something
simply don’t put it in your cart.
Make sure to look for your next tip soon
Money Saving Tips #26
Today’s great money saving tip is….
Pay Yourself First.
Savings should be your priority, so don’t just tell
yourself that you are going to save whatever is left
over at the end of the month.
Learn To Save
Make it a rule to deposit savings into an account as soon as you
get paid. An easy, effective way to start saving is to simply
deposit 10% of every paycheck in a savings account.
For instance if your paycheck is 710.00, deposit 71.00 of that
directly to your savings account. If your check is automatically
deposited you can set it up through your bank so that a specific
amount goes directly to savings. This works well and requires little
thought; over several years, you’ve a tidy sum in savings. Over
decades, you’ll be a millionaire.
Make sure to look for your next tip soon.
Money Saving Tips #25
Today’s great money saving tip is….
Dollar Stores
Hit the dollar store first and you can save a nice chunk of change
on everyday item like laundry detergent, deodorant and large
selection of your brand name favorites.
At first glance you might think that most items at the dollar store
are of low quality but have you visited your local dollar store lately?
Chances are that you have more than one dollar store in your
area including Dollar Tree, Dollar General or Just A Dollar. You
might be surprised at some of the great deals and bargains you
can find. The merchandise changes weekly and sometimes you
can find better deals than other times so it pays to shop often.
Make sure to look for your next tip soon
Money Saving Tips #24
Today’s great money saving tip is….
Clearance:
When you go into the store always head straight for the
clearance rack first. There you will be able to find
amazing bargains on the items you are looking for before you pay full price.
Sometimes you may have to dig a little to find the right item, but the savings
will be well-worth your time.
Most clearance racks offer variety, current trends, and great value.
Just be careful not to fill your basket with unnecessary items just
because they are a great deal. It could end up costing you more
than you originally planned to spend.
Make sure to look for your next tip soon.
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